Appraisal services for Arvada and Jefferson County homeowners
Here are the top reasons Colorado homeowners hire PR Appraisal Services, LLC:
At PR Appraisal Services, LLC, we understand the individual needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at PR Appraisal Services, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value report than yours.
Challenging a property tax assessmentLet's say you live in a region that's going down -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from PR Appraisal Services, LLC is your perfect weapon when challenging your property tax assessment.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping folks just like you delete unneeded and unwanted PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be annoying from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. PR Appraisal Services, LLC can help you reinstate your home equity line of credit with efficient appraisal.
Need Field and Desktop Appraisal Review Services?Do you need a seasoned appraiser to double-check your appraisal for precision, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from PR Appraisal Services, LLC can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? PR Appraisal Services, LLC can help you with that. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.